4 NE Bay Drive Fort Walton Beach, FL 32548

Rare Ferry Park Multi-Generational Gem - Endless Character & Unmatched Utility! For the first time since 1977, this cherished family home is ready for its next chapter. Goodbye to predictable 'cookie-cutter' new construction, this 4-bed/2-bath/2-bonus room residence radiates authentic charm, structural integrity, and custom spaces you cannot find in modern developments. At approximately 2,100SF this property offers an upscale location (Ferry Park, Uptown Station, Brooks Bridge, Fort Walton Beach Landing Park) & unmatched functional living spaces that will maintain your family's serenity while putting you at the heart of the upbeat coastal lifestyle. Enjoy your morning coffee on the sweeping, open-air front porch, perfect for greeting neighbors in this tight-knit community. In the evening, retreat to the enclosed back porch overlooking the backyard firepit oasis, featuring mature trees & native, low-maintenance landscaping. The Hollywood Access Park is just down the street--the perfect spot to sit and catch that early Choctawhatchee Bay sunrise. Situated on a premier 0.28-acre lot in the heart of Fort Walton Beach's most sought-after, golf-cart-friendly neighborhood, this home perfectly blends coastal character with peace of mind. Recent updates include top-to-bottom paint and trim upgrades, completely refreshed kitchen, brand-new water heater (2026), new CENTRAL AC/ high-efficiency HVAC heat pump (Nov 2024), and a highly durable, insurance-friendly metal roof. The versatile interior layout flows beautifully, featuring bonus spaces ideal for his/her home offices, a media den, or private guest wing: potential for a 5th room upstairs, a kitchenette or whatever flex space your family needs. The existing termite bond, which has recently been renewed for another 10-year term is completely assumable for the new owner. Combined with R-30 blown-in treated attic insulation and the new high-efficiency HVAC, this expansive home is incredibly budget-friendly for the modern family. For the hobbyist, craftsman, or adventurer, this property offers unmatched layout utility with absolutely no HOA restrictions. The property boasts rare double driveways, including one with direct access straight to the backyard and an expansive turnaround area with a separate, high-clearance RV/boat storage pavilion equipped with its own water and electrical hookups. Nearby, you will find a detached workshop with utilities, flanked by 3 additional covered vehicle bays. Out front, the expansive parking available on the gravel pad parallel to Bay Drive, will accommodate a full sized RV. Embrace the ultimate Emerald Coast lifestyle: you are less than a 0.5 mile from the quiet neighborhood Walkedge Drive boat launch, and minutes from Cinco Bayou & the sugar white sands of Okaloosa Island. This home is a true Lifestyle legacy. Book your private tour today before this Ferry Park treasure is gone!